(269) 323-7888
MICHIGAN MEDICARE SUPPLEMENT INSURANCE HELP
How Does Medicare Work?
Medicare is health insurance for people 65 or older, people under 65 with certain disabilities, and people of any age with End-Stage Renal Disease (ESRD) which is permanent kidney failure requiring dialysis or a kidney transplant.
Medicare’s Alphabet Soup
There are four parts to Medicare known by their alpha letter:
PART A
Hospital Insurance, helps cover :
- Inpatient hospital care
- Skilled nursing facility care
- Hospice Care
- Home Health Care
PART B
Medical Insurance, helps cover :
- Services from doctors, and other health care providers
- Outpatient care
- Home Health Care (not to be confused with custodial home care)
- Durable Medical Equipment
- Some preventive services
PART C
Medicare Advantage Plans
- Includes all benefits and services covered under Part A and Part B
- Usually includes Medicare prescription drug coverage (Part D) as part of the plan
- It is administered by Medicare-approved private insurance companies
- May include extra benefits and services with or without extra cost
Part D
Medicare Prescription Drug Coverage
- Helps cover the cost of prescription drugs
- It is administered by Medicare-approved private insurance companies
- May help lower your prescription drug costs and help protect against higher costs in the future
What Can We Can Do For You?
- Explain the A,B,C’s of Medicare
- Educate you about the options you have when buying Medicare Supplement policies
- Explain Medicare in simple terms without confusion or jargon
- Price multiple options so you can choose a plan that fits your budget
- Help you review your current employer health plan to determine which option is best for you
- As an insurance broker, we have access to most major carriers and can offer you the best of multiple plans to suit your unique needs
Why Use Us?
- Over 30 years of experience in the insurance industry
- Nursing background provides unique ability to evaluate your specific plan needs
- Thousands of satisfied customers
- We’ll educate you and help you choose what’s best for you; no product pushing!
What Products Are Available?
Traditional Medicare Supplement Plans A through N
- Highly competitive premiums
- Some GUARANTEE ISSUE plans with no underwriting
- Including:
- AARP
- Mutual of Omaha
- Aetna
- Liberty Bankers
- Cigna
- And many others
Advantage Plans
- Some with zero premium
- Free dental
- Free health club membership
- With and without prescription drugs
- No deductible plans
- Including:
- Priority Health
- Meridian
- BCN
- Humana
Prescription (Part D) Plans
- Several plans available to match your Rx needs
- Some with no deductible
- Plans with generic coverage in the gap
- Mail order options
- Local pharmacies or national chains
- Including:
- Humana
- Silver Scripts
We can help you navigate the maze of Medicare Supplement Insurance. Call us at today (269) 323-7888 or email us at today to request a quote or find the assistance you need.
WHAT OUR CLIENTS HAVE TO SAY
WHAT PRODUCT ARE YOU INTERESTED IN?
OUR SERVICE AREA
Our main office is located in Portage, Michigan, but we serve seniors throughout the entire lower and upper peninsulas of Michigan.
Our clients are located throughout Michigan, as far north as Copper Harbor in the Upper Peninsula to as far south as the Indiana/Ohio border.
Many of our clients are in West Michigan, from the shores of Lake Michigan all the way east to Metro Detroit and the thumb area.
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